What Are The Benefits To Paying Cash For A Home?

Question: What are the Benefits to Paying Cash for a Home?

A reader asks: “We aren’t bragging or anything, but my wife and I have saved enough money to pay all cash for a home. We know we might get a better rate of return in the stock market, but with prices the way they are in Los Angeles, we believe that a seller might give us a break on price if we pay cash. What are the benefits to paying cash for a home?”

Answer: Good for you for setting aside money to buy a house. Very few buyers are disciplined enough to save enough to pay cash for a house, much less a home in California. Prices are astronomical here as compared to the rest of the country.

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